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SalaryYou Lead the Way. We’ve Got Your Back.
With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.
At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.
Join Team Amex and let's lead the way together.
Our industry is rapidly evolving, and we need courageous, quick thinkers who can shape the strategic decisions that lead our business forward. Whether it’s negotiating with some of our largest global partners or creating next year’s financial plan, you can influence both our day-to-day P&L and the future direction of the company. As part of the team, you can have the opportunity to learn and use the latest data tools and technologies and explore a range of roles to grow your career. Find your place in finance on #TeamAmex.
How will you make an impact in this role?
The Capital Planning team is part of the Global Treasury organization and is responsible for capital management activities across the firm. The team administers the firm’s internal capital adequacy assessment processes and capital policy ensuring adequate capital to meet solvency protection and franchise continuity objectives. Capital Planning is responsible for ensuring the right amount of capital is in the right place at the right time with the right controls to support Treasury’s vision of a durable balance sheet that enables growth and withstands shocks. The team plays an integral role in analyzing and advising on capital distributions strategies including dividends and share repurchases, enterprise stress testing, capital adequacy monitoring and reporting, capital ratio analysis, regulatory capital, balance sheet forecasting, and the creation and execution of the firms’ capital plan.
The Manager – Capital Planning and Basel III Transformation will play a key role in supporting the firm’s preparation to meet Basel III Endgame capital rules. The role will be heavily involved in interpreting complex regulatory rules, driving education, and communicating clearly with all stakeholders. The Manager will work closely with Capital Planning and Basel III Transformation team members and business partners to develop strategies to integrate new capital requirements into enterprise business decisions and uplift existing processes to comply with the final rules. The role’s remit will include incorporating the new Basel III rules into internal capital adequacy and assessment processes, stress-testing, forecasting, capital allocation decisioning, the capital management framework, capital plan, and capital policy. The manager will also play a key role in supporting Project Fast Forward and preparing the firm for bank category transition. Additionally, the manager will gain exposure to balance sheet management and capital distribution strategies, interact with senior leaders, and lead a high-performing team.
Responsibilities
- Support the firm as it prepares to comply with Basel III Endgame capital rules and Bank Category Transition requirements
- Stay abreast of evolving capital rules and regulatory updates
- Assess and quantify regulatory requirement impacts on American Express
- Prepare communication material to clearly communicate rule interpretations, decision points, and impacts with stakeholders
- Support leadership interactions with regulators and rating agencies to educate and advocate on capital related topics
- Develop strategies to integrate new capital requirements into enterprise business decisions
- Uplift internal capital adequacy assessment framework and capital policy to comply with Basel III Endgame and Bank Category Transition requirements
- Update and strengthen governance activities and capital management documentation
- Evaluate Basel III Endgame and Bank Category Transition requirements as they relate to risk modeling, stress-testing, balance sheet forecasting, capital management, and regulatory reporting
- Perform gap assessment of operational capabilities; identify data needs and system uplifts
- Partner with a cross-functional teams including Funding, Corporate Planning and Analysis, Risk Finance, Controllership, Tax, Capital Enterprise Management Organization, Risk, Regulatory Reporting, Market Risk Oversight Group, and Technology to create enhancement plans.
- Drive implementation of capability enhancements to meet evolving regulatory landscape
- Support project Fast Forward program management
- Lead a high-performing team to deliver on the promise
Qualifications
- Experience in Capital Management
- Experience analyzing and interpreting regulatory rules
- Ability to communicate complex topics clearly
- Experience creating and preparing presentation material for leadership reviews
- Balance sheet management experience
- Knowledge of Treasury disciplines and AXP financials
- Experience using TM1 in planning and forecasting activities
- Regulatory reporting experience
- Strong verbal and written communication
- Highly proficient in Excel and PowerPoint
- Excellent analytical abilities and attention to detail
- Strategic thinker who turns strategies into actionable plans
- Experience with capital adequacy assessment and stress testing
- Ability to meet tight deadlines and demonstrate agility
- Highly motivated self-starter
- Personal accountability
- Ability to influence without direct authority
- Willingness to share ideas and challenge the status quo
- Inspiring people leader who brings others with them
Salary Range: $80,000.00 to $155,000.00 annually + bonus + benefits
The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors.
Employment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for these positions.
We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:
- Competitive base salaries
- Bonus incentives
- 6% Company Match on retirement savings plan
- Free financial coaching and financial well-being support
- Comprehensive medical, dental, vision, life insurance, and disability benefits
- Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
- 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
- Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
- Free and confidential counseling support through our Healthy Minds program
- Career development and training opportunities
For a full list of Team Amex benefits, visit our Colleague Benefits Site.
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.
We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.
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