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SalaryBeing part of a high-performing team, contributing to outcomes through a strong understanding of credit risk management analysis concepts and critical thinking skills. Able to identify portfolio and asset trends, interpret industry trends and ensure alignment with regulatory policy to provide feedback on relevant bank portfolios.
Our Shared Future:
I not only have the opportunity to contribute to the goals and high-quality work product of the team but have learned significantly more about risk management and credit issues within a lending portfolio, than in any previous role.
You and Your Job
As a Loan Review Officer you will be successful working independently, capable of substantiating conclusions, demonstrating expertise in objective credit risk management, regulatory alignment, and repayment analysis. Established foundation in the banking and finance sector with a thorough understanding of credit review techniques, including control procedures and principles.
Under the direction of the Loan Review Manager, assists with the comprehensive credit risk assessment of an assigned division's and/or region's credit quality, credit processes, risk concentrations and risk management practices. Assists with continuous monitoring and performs Loan Reviews to assess portfolio quality and credit risk management process. Provides prompt feedback to the Loan Review Manager on the results of scheduled Loan Review activities.
Job Responsibilities
- Process information logically in the review of credit files and related documentation, to ensure informed decision making and portfolio management standards for Rabobank, capable of making sound business decisions, in support of team objectives and individual goals.
- Reliably organizes work; asks for guidance when needed; works effectively while efficiently prioritizes overlapping demands in alignment with agreed upon deadlines.
- High level of commitment to work-product excellence, professional verbal and written engagements, all occurring in a highly collaborative environment.
Your Promise to Us:
To be considered for the Loan Review Officer role, you must have:
- Minimum banking/lending experience of 3-5 years inclusive of financial and repayment analysis, demonstrating an overall understanding of credit review techniques, including control procedures and principles.
- Experience in the presentation of objective ideas and opinions clearly, comprehensibly and correctly (verbal and written).
- Ability to distinguish critical issues, including the materiality of impact based upon facts available, and differentiating between risk issue causes and effects.
- Ability to travel regionally, up to 15%
Our Commitment to you - cultivating your way beyond pay:
Rabobank embraces diversity and welcomes employees and applicants of all backgrounds. Our goal is to always create an environment that is inclusive, drawing upon the strengths of the diversity of our workforce to exceed the expectation so four clients and customers.
We view your well-being as much more than a paycheck. We continually evaluate and evolve our benefit offerings to be comprehensive, competitive and to give you the options and the flexibility you need. We focus our employee benefits on three main components:
- Physical Well-Being includes our commitment to your Health and Wellness. Medical, Dental and Vision plan coverages are effective on your date of hire. Rabo offers multiple plan options and a full network of providers to best meet your needs.
- Financial Well-Being provides for your Retirement + Savings + Security. We love seeing your retirement plan balance grow just as much as you do! That's why you can start participating in the 401(k) plan on your date of hire. Plus we match 50% of the first 6% you contribute to your 401(k) plan for US Employees. Rabo also contributes an additional 3% of your eligible pay in Safe Harbor contribution and up to 3% in annual Discretionary Profit Sharing contributions.
- Emotional Well-Being ensures your Work + Life balance. We offer a generous paid time off program to full time employees: up to 20 days of vacation time, 5 days of additional time off plus 7 sick days and 11 US holidays annually (based on hire date during the calendar year). In addition, Growing a Better World Together requires wanting the best for our employees and their families and our communities. To do that, we offer both the time and financial support to give back to the community through our Dollars for Doers, Helping Hands and Gift Matching programs. (All paid time off is subject to company accrual and carryover policies.)
Our Organization:
Rabobank North America is a valued financial partner to food and agricultural companies, farmers and ranchers, renewable energy developers and investors, Dutch companies doing business in the U.S., and select institutions. We support the entire value chain from farm to fork, and connect our clients and team members to the global reach of one of the world's leading food and agriculture banks.
With our food and agricultural expertise and global network, we work with our clients to support and ensure the transition to a sustainable food, fiber and energy supply to meet the needs of our growing planet. We are Growing a Better World Together.
Salary Expectations:
Target Hiring Range: $75,000.00 - $90,000.00
This position is subject to the terms of [RAF/Rabobank/RDS]'s compensation plans and policies. It is anticipated that the position will pay within the target hiring range. The range is reflective of the desired primary physical work location and may be adjusted outside of the projected range based on geographical differentiation if the actual work location of the hired candidate differs from the desired primary location, or for other lawful reasons. Further, all full-time regular positions include all other benefits provided to [RAF/Rabobank/RDS] employees, including healthcare benefits, 401k matching, vacation, sick leave, parental leave, possible discretionary bonuses and all other benefits that are all governed by and subject to ERISA plan documents and eligibility.
Rabo provides equal opportunity in employment to all employees and applicants and does not discriminate on the basis of race, color, creed, religion, national origin, ancestry, alienage or citizenship status, age, sex, sexual orientation, gender identity gender expression, marital status, genetic information, medical condition, physical or mental disability, pregnancy, childbirth or related medical condition, military service or veteran status, victims of domestic violence, or any other basis protected by applicable law. Rabo also prohibits harassment of any individuals on any of the bases listed above.
At Rabobank, we strive to grow a better world together. In order to achieve that, we have to have the right people in the right jobs. Are you ready to join our team?
This job posting has no fixed application deadline. We will accept resumes until a qualified applicant pool is identified.
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