Loan Officer

At Development, we invest in people, places and businesses of Ohio in ways that empower them to succeed!

This mission is fulfilled by our dedicated and talented team that comes to work every day ready to make difference in the lives of their fellow Ohioans. If you're looking to be part of a team that values bold thinking, diversity in people and ideas, being responsive, and always taking a solution-focused approach, consider joining Development's team to make a difference for Ohioans.

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LOAN OFFICER

The Ohio Department of Development's, Minority Business Development Division is looking for a Loan Officer to help expand and grow Ohio's minority business economy.  Our Loan Officer will assist with the administration of the minority business loan and bond programs by meeting with business owners and bank officials, conducting preliminary review and evaluation of loan/bond applications, negotiating loan terms and conditions, preparing loan/bond packages for review, presenting loan/bond requests to Advisory Board, communicating with applicants on awards, conducting loan closings, and negotiating loan or bond modifications. The Loan Officer will also perform credit analysis and review requests for financial soundness as needed.

This position is required to work in the office Monday-Friday with flexibility in starting and ending times. The job is located in the Vern Riffe building, 77 South High St. Columbus, OH 43215

What's in it for you:

At the State of Ohio, we take care of the team that cares for Ohioans. We provide a variety of quality, competitive benefits to eligible full-time and part-time employees. For a list of all the State of Ohio Benefits, visit our Total Rewards website! Our benefits package includes:

Medical Coverage

• Quality, affordable, and competitive medical benefits are offered through the available Ohio Med plans. 

Dental, Vision and Basic Life Insurance

• Dental, vision, and basic life insurance premiums are free after completed eligibility period. Length of eligibility period is dependent on union representation.

Time Away From Work and Work/Life Balance

• Paid time off, including vacation, personal, and sick leave 
• 11 paid holidays per year
• Childbirth/Adoption leave

Employee Development Funds

• The  State of Ohio offers a variety of educational and professional development funding that varies based on whether you are a union-exempt employee or a union-represented employee.

Ohio Public Employees Retirement System

• OPERS is the retirement system for State of Ohio employees.  The employee contributes 10% of their salary towards their retirement.  The employer contributes an amount equal to 14% of the employee's salary.  Visit the OPERS website for more information.

Deferred Compensation

• The Ohio Deferred Compensation program is a 457(b) voluntary retirement savings plan. Visit the Ohio Deferred Compensation website for more information.

Ohio is a Disability Inclusion State and strives to be a Model Employer of Individuals with disabilities. The State of Ohio is committed to providing access and inclusion and reasonable accommodation in its services, activities, programs and employment opportunities in accordance with the Americans with Disabilities Act (ADA) and other applicable laws.

1.     Working knowledge of business lending programs and commercial lending.

2.     Previous experience working in a bank, credit union, Community Development Financial Institution or 

        other economic development business lending organization performing business credit and debt service

        analysis required.

3.     Bachelor's degree in Finance or Accounting OR Bachelor's Degree in another area previous work

        experience in finance, accounting or commercial lending.

4.     Economic development/business development experience helpful.

5.     Excellent written, verbal and interpersonal communication skills as well as analytical and Prioritization skills.

6.     Proficiency in using MS Office.