Loan Officer

We are seeking a dedicated Loan Officer to join our team. The ideal candidate will be responsible for evaluating, authorizing, and recommending approval of loan applications for individuals and businesses.

Job Title:Loan Officer

Job ID: 145989

• Location: HYBRID - Must be OK with going into the office on Wednesday and Thursdays (Fort Worth, TX 76109)

Duration: 6 months

Pay: $21 -22.50/hr. (Depending on Experience)

Schedule: 8am - 5pm, Monday - Friday

Job Details: The Loan Officer serves as primary underwriter for all loan applications assigned to them. Must have consumer Lending Banking background. Needs Bank Lending experience.

• Underwrites loan requests within policy guidelines and lending authority (Daily).

• Collection / Investigation of all pertinent information associated with a loan request.

• Complete financial analysis necessary to evaluate risk associated with a loan request.

• Review / evaluate applicant s ability to repay.

• Review the credit report to evaluate an applicant s willingness to repay and assess their debt load.

• Reviews and recommends action on all exceptions to policy to the next level of lending authority (Daily).

• Apply results of the credit analysis to FCB underwriting guidelines and policies

• Prepares / delivers appropriate loan documentation for signatures and reviews for completeness.

• Answers incoming calls / Responds to incoming messages from field advisors and clients regarding accounts and/or products (Daily). (This involves basic customer service interactions concerning accounts, loan approvals, etc.)

Requirements:

• 3 - 5 years Consumer Lending banking experience

• 1 - 2 years Loan Service Representative role

• Must be able to demonstrate strong client experience skills.

• Requires extensive quantitative and qualitative (behavioral) analysis of a very diverse range of applicants and borrowing requests.

• Must be very thorough and detail oriented.

• Must be able to maintain confidential information.

• Must be familiar with and able to operate Microsoft Excel and Microsoft Word and must be able to learn other software specific to FCB and the loan department.

Application Process Includes:

• Background check

• Drug Screen

• Clerical Testing

• Soft Credit Check

To Apply for this Job:

Click the Apply Online button, then:

• If you are currently registered with CornerStone Staffing, click the Log In button to add yourself as a candidate to this job.

• If you are NOT currently registered with CornerStone Staffing, click the Create Accountbutton to complete the application.

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