Loan Documenation and QC Analyst

Salary: Negotiable

About Reliant Capital (“Reliant”)

Reliant is a start-up company led by experienced industry leaders. It provides a unique opportunity to drive quality growth by effectively managing operational risk and building strong Sponsor (builder) relationships. We are seeking a seasoned credit professional with a passion for Operations management and internal collaboration. This is an exciting opportunity to contribute to our success.

Reliant is a business lender. Our goal is to provide financial solutions to top-tier real estate firms for the renovation, construction, and sale of residential and commercial properties. Our financing solutions include Renovation, Short-term Bridge and Construction loans, with sizes ranging from $2 million to $25 million (averaging $3 million to $7 million). Loan terms are shorter in nature, typically 1-3 years.

Position Summary

The Loan Documentation and QC Analyst position requires experience in construction-related loan processing, and a strong working knowledge of servicing, documentation and closing. Cohorts will include Loan Processors and Servicing Analysts.

This position reports to the Senior Vice President of Operations, who is a direct report to the Chief Risk Officer. Reliant’s office will be in the Southeast Valley of Phoenix, Arizona metro area. Once established, remote work opportunities may be available on an exception basis (hybrid office model). 

Reliant plans to center both Underwriting and Loan Operations in this office.

Responsibilities

• Update loan documentation in our Loan Origination System (LOS) to ensure timely, accurate and detailed records.
• Review loan documentation for authenticity, note language and validation to system of record.
• Adherence to service level agreements, quality control goals and internal procedures.
• Review, analyze and determine proper handling for commercial loan documentation.
• Collateral lien and insurance processing.
• Process fees and prepare documents for closing.
• Generate typical loan documents applicable to each product, type and tenor.
• Request status from vendors, and processors for appraisals, final inspections, and flood certificates.
• Perform as a liaison for closing issues and provide title review.
• Coordinate closings while meeting state and federal regulatory requirements.
• Review loan documents to ensure transactions follow any special investor requirements.
• Perform and document consistent Quality Control checks on closing documents.
• Confirm that planned Closing is consistent with the final underwriting approval.
• Recommend and implement best practices as part of Reliant’s dedication to creating an industry-leading customer experience.

 

Qualifications

• Associate degree in business, paralegal or equivalent work experience in financial services

• Good knowledge of operational risk and loan processing workflows
• Exceptional attention to detail and adherence to internal standards
• Strong interpersonal and written communication skills
• Proficiency in financial software tools, including standard LOS and servicing platforms
• Exceptional attention to detail and adherence to internal standards