Loan Closing Team Lead

Tri Pointe Homes is about more than homes, we are about people. We are committed to changing the lives of our customers and employees. Our passion for creating communities does not end with our customers. If this sounds like a career for you, apply to be a part of our great team.

Tri Pointe Connect is looking for an experienced individual to join our talented group as a Loan Closing Team Lead.

Position Highlights: The Closing Team Lead is responsible for ensuring the loan has been submitted with the proper documentation to meet the closing criteria. Duties include creating an accurate Closing Disclosure (CD) and meeting compliance standards to include the 3-day rule. The Closing Team Lead is responsible for keeping all parties informed and meeting/exceeding the closing date for the borrower. In addition, the Closing Team Lead will be the subject matter expert and assist Loan Closers with complex questions and issues as they arise. The Closing Team Lead will work closely with the Closing Manager to address training needs within the department to ensure all metrics are met and exceeded by the team.

Position Responsibilities:

• Work with Loan Closers on complex files and ensure closing dates are not missed.
• Identify and provide ongoing training and industry expertise to the Loan Closing team members.
• Review and compare documentation in loan file to data entered in loan origination system, ensuring accuracy of system data
• Perform pre-closing entry of loan fees and other applicable data to generate initial closing disclosure
• Perform all data entry required to draw and send loan documents to settlement agent
• Review closing conditions, signatures on loan documents, and clear any applicable closing conditions prior to authorizing funding disbursement
• Balance closing disclosure figures with settlement agent to determine borrower final cash to close as well as funding wire amount
• Authorize funding of loan upon receipt of required documents and conditions
• Assist in resolving any post-closing deficiencies in a timely manner
• May assist with another closer’s pipeline when needed
• Manage pipeline and daily workload to ensure all loans meet expected close of escrow date
• Ensure all loans are closed in accordance with Federal and State regulatory requirements
• Meet minimum productivity requirements while maintaining excellent customer service and expected level of quality

Position Qualifications:

• High school diploma or equivalent
• Minimum 5 years in mortgage Loan Closing (closing experience must be dated after 2015); purchase/builder experience preferred
• 1-2 years training or leadership experience within the mortgage industry, Loan Closing and or Loan Processing experience preferred
• MS Office; including Outlook, Word, and Excel
• Encompass LOS experience preferred
• Must be able to work in office located in Scottsdale, AZ; hybrid/remote may be considered for select markets

Job Specific Core Competencies:

• Strong experience and familiarity with creating the Closing Disclosure (CD) and guidelines
• Excellent verbal and written communication skills
• Strong attention to detail
• Outstanding interpersonal and customer service skills
• Ability to meet deadlines while managing multiple priorities
• Strong organizational skills
• Ability to meet internal and external expectations when working under fast-paced sometimes tight deadlines
• In depth knowledge of state-specific closing practices to include but not limited to title insurance, aggregate analysis of escrow accounts, homestead requirements, non-borrowing spouse/title-only borrowers, survey requirements, and deed requirements
• Advanced regulatory knowledge, including RESPA, REG X, REG Z, TRID, and other applicable federal, agency, or state-specific guidelines
• Knowledge of investor and agency closing requirements

At Tri Pointe Homes, we are intentional about fostering an environment where you, and all individuals, are encouraged to be their authentic selves. We embrace individuality and strive to be consciously inclusive of different backgrounds, experiences, and perspectives in every aspect of our business. We believe our company’s strength relies on the diversity of the team and the unique, innovative ideas everyone contributes.

Pursuant to the California Consumer Privacy Act of 2018, if you are a California resident, you have the right to know the categories of personal information that we collect about job applicants, employees and their emergency contacts and beneficiaries, and independent contractors. Please click here for a description of our personal information collection practices.

We are an Equal Opportunity Employer, which means we make employment decisions based on merit and qualifications and are committed to providing equal opportunities for all applicants and employees without regard to their race, color, creed, religion, national origin, ancestry, citizenship status, age, disability, sex, sexual orientation, gender identity or expression, veteran status, genetic information, or any other characteristic protected by applicable federal, state or local laws.

We will endeavor to make a reasonable accommodation to the known physical or mental limitations of a qualified applicant with a disability unless the accommodation would impose an undue hardship on the operation of our business. If you believe you require such assistance to apply for an open position or to participate in an interview, please let us know.