Address
Form of workJob Details
Level
Experienced
Job Location
Caruthersville Branch 1 - Caruthersville, MO
Position Type
Full Time
Education Level
High School
Travel Percentage
Negligible
Job Shift
Day
Job Category
Finance
Summary
SUMMARY
Learn to perform follow-up (servicing) responsibilities associated with the granting of consumer, real estate and commercial credit to the Bank's borrowers. Incumbents at this level will learn to successfully prepare and follow-up on loan documents.
ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned.
Learn to perform full range of duties pertaining to the loan servicing function, including, but not limited to the following. Learn to obtain pay-off information as necessary. Learn to document, track, and follow-up on any exceptions.
Learn to send tickets to the support desk for new loans.
Learn to review new loans entered on the system.
Learn to forward lien requests to appropriate authority including Recorder, Treasurer, and Secretary of State and follow-up to insure proper recording of liens. Learn preparation of releases and satisfactions for loans.
Learn to obtain initial coverage binders or copies of policies from borrowers or insurance agents and maintain up-to-date policies in credit files. Ascertain level of insurance is appropriate and the Bank is listed as lien holder. Learn follow-up procedures for replacement of canceled insurance policies.
Learn to process payment reversals.
Learn to check file maintenance changes on daily loan report.
Learn to check loan posting journal for any rejects to be corrected.
Learn to check new loans and edit for errors.
Learn to support the branch employees' customer service and sales efforts.
NON-ESSENTIAL DUTIES & RESPONSIBILITIES include the following. Other duties may be assigned.
Maintain educational and professional expertise through attendance at job related seminars, conferences and workshops.
Prepare and maintain reports, sorting and filing in appropriate manuals/books.
SUPERVISORY RESPONSIBILITIES
There are no supervisory responsibilities in this position.
Qualifications
QUALIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
EDUCATION and/or EXPERIENCE
High school diploma or general education degree (GED); or one to two years related experience and/or training; or equivalent combination of education and experience.
LANGUAGE SKILLS
Ability to read and interpret documents such as safety rules, operating and maintenance instructions, and procedure manuals. Ability to write routine reports and correspondence. Ability to speak effectively before groups of customers or employees of organization.
MATHEMATICAL SKILLS
Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals. Ability to compute rate, ratio, and percent.
REASONING ABILITY
Ability to apply common sense understanding to carry out detailed but uninvolved written or oral instructions. Ability to deal with problems involving a few concrete variables in standardized situations.
OTHER SKILLS AND ABILITIES
Must have the ability to operate the following equipment: telephone, 10-key calculator, typewriter, personal computer and printer, copy machine, document filmer/scanner, step stool and/or ladder, multi-drawer file cabinet, fax machine.
Must have a working knowledge of spreadsheet, word processing, and database software programs.
KEY CONTACTS--Internal and External
Supervisor and more senior members of staff to learn duties associated with the job.
Has limited contact with customers, their personal representatives, insurance reps, title company reps, credit life/disability insurance company claims reps, attorneys, etc., in responding to inquiries as part of the loan processing function.
Has limited contact with other financial institutions in responding to credit information on customers (e.g., credit status, pay-offs).
CERTIFICATES, LICENSES, REGISTRATIONS
Valid driver's license.
PHYSICAL DEMANDS
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is regularly required to sit and use hands to finger, handle, or feel. The employee frequently is required to walk, reach with hands and arms, and talk or hear. The employee is occasionally required to stand; climb or balance; and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception, and ability to adjust focus.
WORK ENVIRONMENT
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
The noise level in the work environment is usually moderate.
COMMENTS
Position requires the ability to work before or after normal business hours to meet deadlines and attend various meetings.
Level
Experienced
Job Location
Caruthersville Branch 1 - Caruthersville, MO
Position Type
Full Time
Education Level
High School
Travel Percentage
Negligible
Job Shift
Day
Job Category
Finance
Summary
SUMMARY
Learn to perform follow-up (servicing) responsibilities associated with the granting of consumer, real estate and commercial credit to the Bank's borrowers. Incumbents at this level will learn to successfully prepare and follow-up on loan documents.
ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned.
Learn to perform full range of duties pertaining to the loan servicing function, including, but not limited to the following. Learn to obtain pay-off information as necessary. Learn to document, track, and follow-up on any exceptions.
Learn to send tickets to the support desk for new loans.
Learn to review new loans entered on the system.
Learn to forward lien requests to appropriate authority including Recorder, Treasurer, and Secretary of State and follow-up to insure proper recording of liens. Learn preparation of releases and satisfactions for loans.
Learn to obtain initial coverage binders or copies of policies from borrowers or insurance agents and maintain up-to-date policies in credit files. Ascertain level of insurance is appropriate and the Bank is listed as lien holder. Learn follow-up procedures for replacement of canceled insurance policies.
Learn to process payment reversals.
Learn to check file maintenance changes on daily loan report.
Learn to check loan posting journal for any rejects to be corrected.
Learn to check new loans and edit for errors.
Learn to support the branch employees' customer service and sales efforts.
NON-ESSENTIAL DUTIES & RESPONSIBILITIES include the following. Other duties may be assigned.
Maintain educational and professional expertise through attendance at job related seminars, conferences and workshops.
Prepare and maintain reports, sorting and filing in appropriate manuals/books.
SUPERVISORY RESPONSIBILITIES
There are no supervisory responsibilities in this position.
Qualifications
QUALIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
EDUCATION and/or EXPERIENCE
High school diploma or general education degree (GED); or one to two years related experience and/or training; or equivalent combination of education and experience.
LANGUAGE SKILLS
Ability to read and interpret documents such as safety rules, operating and maintenance instructions, and procedure manuals. Ability to write routine reports and correspondence. Ability to speak effectively before groups of customers or employees of organization.
MATHEMATICAL SKILLS
Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals. Ability to compute rate, ratio, and percent.
REASONING ABILITY
Ability to apply common sense understanding to carry out detailed but uninvolved written or oral instructions. Ability to deal with problems involving a few concrete variables in standardized situations.
OTHER SKILLS AND ABILITIES
Must have the ability to operate the following equipment: telephone, 10-key calculator, typewriter, personal computer and printer, copy machine, document filmer/scanner, step stool and/or ladder, multi-drawer file cabinet, fax machine.
Must have a working knowledge of spreadsheet, word processing, and database software programs.
KEY CONTACTS--Internal and External
Supervisor and more senior members of staff to learn duties associated with the job.
Has limited contact with customers, their personal representatives, insurance reps, title company reps, credit life/disability insurance company claims reps, attorneys, etc., in responding to inquiries as part of the loan processing function.
Has limited contact with other financial institutions in responding to credit information on customers (e.g., credit status, pay-offs).
CERTIFICATES, LICENSES, REGISTRATIONS
Valid driver's license.
PHYSICAL DEMANDS
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is regularly required to sit and use hands to finger, handle, or feel. The employee frequently is required to walk, reach with hands and arms, and talk or hear. The employee is occasionally required to stand; climb or balance; and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception, and ability to adjust focus.
WORK ENVIRONMENT
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
The noise level in the work environment is usually moderate.
COMMENTS
Position requires the ability to work before or after normal business hours to meet deadlines and attend various meetings.
