Lead Risk Specialist

Discover. A brighter future.

With us, you’ll do meaningful work from Day 1. Our collaborative culture is built on three core behaviors: We Play to Win, We Get Better Every Day & We Succeed Together. And we mean it — we want you to grow and make a difference at one of the world's leading digital banking and payments companies. We value what makes you unique so that you have an opportunity to shine.

Come build your future, while being the reason millions of people find a brighter financial future with Discover.

Job Description:

Partners with internal and external teams to define, assess, and manage risk of partners and merchants operating in high-risk categories. Regularly conducts periodic and ad-hoc reviews of partners and their merchants to ensure compliance with Discover policies and applicable regulations. Investigates violations of non-compliance and remediates as needed. Serves as a risk subject matter expert for high-risk category merchant acquiring.

Responsibilities

• Conducts and directs investigation of compliance issues.
• Reports violations of standards as needed.
• Maintains documentation of compliance activities, including complaints received and investigation outcomes.
• Identifies compliance issues that require follow up and investigation.
• Draft compliance reports as needed.

Minimum Qualifications

At a minimum, here’s what we need from you:

• Bachelor's Degree in Arts and Sciences
• 4+ years of experience in financial services, or related field
• In lieu of a degree, 6+ years of experience in AML, Fraud, Legal, Regulatory Compliance, Financial Analysis, or related field

Preferred Qualifications

If we had our say, we’d also look for:

• 6+ years of experience in AML, Fraud, Legal, Regulatory Compliance, Financial Analysis, or related field
• CAMS Certification, other Compliance, Fraud, Audit, or related certification
• 5+ years payments / network compliance or related experience working with acquirers, merchants, and other network participants.

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Application Deadline:

The application window for this position is anticipated to close on Jan-14-2024. We encourage you to apply as soon as possible. The posting may be available past this date, but it is not guaranteed.

Compensation:

The base pay for this position generally ranges between $75,500.00 to $127,900.00. Additional incentives may be provided as part of a market competitive total compensation package. Factors, such as but not limited to, geographical location, relevant experience, education, and skill level may impact the pay for this position.

Benefits:

We also offer a range of benefits and programs based on eligibility. These benefits include:

• Paid Parental Leave

• Paid Time Off

• 401(k) Plan

• Medical, Dental, Vision, & Health Savings Account

• STD, Life, LTD and AD&D

• Recognition Program

• Education Assistance

• Commuter Benefits

• Family Support Programs

• Employee Stock Purchase Plan

Learn more at MyDiscoverBenefits.com.

What are you waiting for? Apply today!

All Discover employees place our customers at the very center of our work. To deliver on our promises to our customers, each of us contribute every day to a culture that values compliance and risk management.

Discover is committed to a diverse and inclusive workplace. Discover is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, protected veteran status, or other legally protected status. (Know Your Rights)