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Form of workThe Financial Crimes Investigator is a member part of Evans' Financial Crimes team. This position will work closely with the Investigations Team to establish, coordinate, and implement a BSA and Fraud Program consistent with the Bank Secrecy Act, the USA PATRIOT ACT, and Office of Foreign Assets Control (OFAC). The Financial Crimes Investigator is responsible for Investigating customer BSA and fraud-related matters and follows up as needed. The Financial Crimes Investigator will report to the Financial Crimes Investigations Manager.
What we offer:
- Hybrid work approach
- An inclusive culture where associates are empowered to bring their authentic selves to Evans
- A collaborative environment where good listeners with high standards thrive
- A growing organization where people are engaged and empowered to solve problems and make decisions
- Frequent, timely coaching sessions to enable professional growth
- The ability to leverage your strengths and passions while making a lasting impact on the community
- Competitive compensation and benefits
- Paid volunteer time to contribute to the betterment of the communities we serve
- Investigate check fraud and internal fraud issues as needed as well as performing suspicious activity reviews, research, and reporting to the SAR Committee
- Investigate alerts that have been escalated by Financial Crimes Analysts, including but not limited to unauthorized debit card (Regulation E) claims, fraud, and identity theft, as well as to follow up with police, as appropriate
- Investigate, research, and resolve internal and external customer fraud inquiries to include forged items, counterfeit checks, and bank-to-bank returns
- Assist with handling the bank's interests in each attempted or completed crime as well as completion of an incident report when applicable
- Perform complex investigations from escalated alerts and created cases in a timely manner related to (but not limited to) potential money laundering, terrorist financing, drug trafficking, elder abuse, tax evasion and OFAC related cases
- Utilize BSA, Fraud, and associated bank software as necessary to assist in the investigations of potentially unusual or suspicious activity
- Ensure the completion of logs, documentation, and records to ensure compliance with bank policies and procedures, audit, and regulatory requirements
- Investigate and complete Enhanced Due Diligence reviews for customers that are determined to be high-risk
- Conduct quality control, as needed and assigned, for work completed by the Financial Crimes Investigator
- Conducts appropriate testing which includes, but is not limited to, NAICS code, CIP, CDD, Beneficial Ownership, and Reg GG
- Bachelor's degree or equivalent experience
- Minimum of 3 years in the field of Bank Secrecy Act / Anti-Money Laundering and fraud, preferred with previous experience with banking processes, policies, and departmental procedures
- ACAMS / CFCI / CFSSP / CCBSO certification preferred
- Experience in a retail banking environment preferred
- Advance knowledge of Microsoft Word, Excel, and Intermediate knowledge of Microsoft Access
- Ability to meet required deadlines
- Detail oriented, logical, and inquisitive
- Excellent written and verbal communication skills, including presentation skills
- Superior customer service skills
- Displays and utilizes leadership qualities
- Promotes effective work through team concept
- Excellent inter-personal skills including teaching and coaching skills
This position is anticipated to pay a base rate between $20.92/hourly and $30.69/hourly. This rate does not include potential incentive pay and benefits paid for by the company which may be in addition to the base rate of pay. The base rate of pay is determined by factors such as required experience, skill set needed, business impact of position, value of budget oversight and people management, among other factors. Your Talent Acquisition Specialist will be able to answer specific questions you may have regarding the base pay range for this position.
Equal Employment Opportunity has been, and will continue to be, a fundamental principle at Evans and its subsidiaries, where employment is based upon personal capabilities and qualifications without discrimination on the basis of race, color, creed, religion, sex, national origin, age, disability, marital status, citizenship status, military status, sexual orientation, victims of domestic violence, protected veterans status, gender identity, genetic information, genetic predisposition or carrier status and any other category protected by law. This policy of Equal Employment Opportunity applies to all policies and procedures relating to recruitment and hiring, compensation, benefits, termination and all other terms and conditions of employment. This includes compensation based upon external and internal job worth in order to provide fair and competitive wages to associates.
