Community Bank Lender II

Overview:

Job Summary:

Assume responsibility for the planning, implementation, and control of bank lending and deposit objectives for area assigned.  Responsible for representing and promoting Veritex Bank to businesses, commercial associations, and governmental agencies in the respective area.

Responsibilities:

Responsibilities and Duties:

• Generate a profitable loan and deposit portfolio by interviewing loan applicants, analyzing financial information, and making appropriate loan decisions. 
• Interview current and prospective customers to determine needs and ensure they are provided with the appropriate products and services.
• Make business development phone calls and visits to current and prospective customers.  Encourage and monitor the program throughout the assigned area.
• Develop and monitor assigned goals that support the overall achievement of bank's goals.
• Monitor daily, weekly, and monthly loan reports to detect and resolve any circumstances or situations that represent a potential risk or loss to the bank.
• Serve as a representative of the bank and actively participate in community activities.
• Provide coaching, guidance, and motivation to branch managers and employees within assigned area to ensure successful achievement of the bank's goals.  Assist with complex problems and decisions.
• Attention to regulatory requirements and compliance training applicable to position (Bank Secrecy Act, Customer Information Privacy ETC)
• Integrity, discretion, and respect for confidential information are absolutely essential.
• Attend work on a regular basis, on time, and withstand varying degrees of stress.

Qualifications:

Job Skills and Qualifications:

• Excellent communication skills required for major contact with customers, executive management, and the public often involving difficult negotiations and requiring skill and resourcefulness in maintaining good will toward the Company.
• Superior business development, customer relations, and decision making skills essential.
• Formal credit training desired.
• Bachelor's degree in a business-related field or equivalent relevant experience required.
• Three plus years bank operations, lending required.
• Must have thorough knowledge of bank policies and procedures.
• Valid state driver's license, proof of insurance and available transportation.

Company Overview:

Truth in Texas Banking. That’s what we’re about. Founded in 2010, we are one of the ten largest banks headquartered in the state of Texas. We became a publicly traded company in 2014 and in 2020 we were listed on Fortune’s 100 Fastest Growing Companies. Headquartered in Dallas, Texas, we’ve built a bank forever rooted in truth, transparency, and uncompromising integrity.

 

We know our strongest asset is the passion, authenticity, and talent of our people. We focus on the growth and development of each team member to unlock potential to “Be Your True Self.” Our “True You” culture is made up of five pillars:

 

1. Be Mindful
2. Be Healthy
3. Be Better
4. Be Prosperous
5. Be Faithful

 

With this as our foundation, we’ve built a bank of people who are transparent, tell the truth, and act with integrity. We unite together in common purpose - caring deeply for our clients and communities, communicating openly with each other, and treating everyone with respect. Visit our website at www.VeritexBank.com and come see how we’re bringing truth and transparency to Texas banking.

Veritex Community Bank does not accept unsolicited resumes from recruiters or employment agencies. Veritex Community Bank is under no obligation to pay any referral compensation or recruiter fee in the absence of a current executed Recruitment Services Agreement. In the event a recruiter or agency submits an unsolicited resume or candidate without an agreement, Veritex reserves the right to pursue and hire those candidate(s) without any financial obligation to the recruiter or agency. Any unsolicited resumes, including those submitted to hiring managers, shall be deemed the property of Veritex Community Bank. 

 

If your agency would like to be considered as a potential future recruiting partner, please leave your contact information at Recruiting@VeritexBank.com.

 

Work environment and Physical demands: The employee may occasionally lift and/or move up to 25 pounds.  The employee may occasionally stand, walk, reach, climb, balance, stoop, kneel, crouch, or crawl.  The work environment and physical demands are those of a standard office setting. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job.

 

Disclaimer: This job description is not an inclusive list of all duties and responsibilities of the position.  Incumbents will be required to follow any other job- related instructions and to perform any other job-related duties requested by any person authorized to give instructions or assignments. Veritex Bank reserves the right to amend and change responsibilities to meet business and organizational needs.

 

This document does not create an employment contract, implied or otherwise, other than an "at will" relationship. Veritex Community Bank is an equal opportunity employer. Veritex Community Bank Corporate Human Resources, Dallas, Texas.