Commercial Loan Officer

Location: Columbia, SC Working Hours: Monday to Friday, 8:45 a.m. to 4:45 p.m.

Overview: Business Development Corporation of South Carolina, a leader in small business lending, is seeking a Commercial Loan Officer for its corporate office in Columbia, SC.

We are seeking an experienced Commercial Loan Officer to join our dynamic team. This role is key to the effective operation and growth of our commercial lending function. The ideal candidate will be adaptable, with the ability to handle a range of responsibilities as business needs evolve.

Responsibilities:

Note: the following statements are intended to describe the general nature and level of work performed; they are not intended to be an exhaustive or exclusive list of the required responsibilities, duties, and skills; Management retains the discretion to add to or change the duties and requirements of this position at any time, with or without notice, as business needs dictate.

• Analyze, approve, or refer Commercial Loans, developing comprehensive borrower profiles.
• Collaborate with underwriters for thorough financial and credit analysis.
• Actively pursue new loan relationships through various business development strategies.
• Prepare and present loan requests to loan committees.
• Ensure accuracy and completeness of loan documentation.
• Resolve customer inquiries, maintaining strong, professional relationships.
• Conduct field and business inspections to assess collateral and overall business health.
• Contribute to special projects and carry out additional duties as needed.

Key Skills:

• Strong sales and communication skills, with a solution-oriented approach.
• Proficiency in Microsoft Office Suite (Word, Excel, Outlook).
• Ability to work both independently and as part of a team.
• Exceptional customer service and interpersonal skills.

Qualifications:

• Required: Minimum 5 years of experience in Commercial Lending as a relationship manager.
• Preferred: SBA lending experience and formal sales or credit training.
• Strong background in credit analysis, loan structuring, and collections.

Education:

• Bachelor's degree or equivalent in work experience.
• Degree in finance or accounting preferred.

Work Environment:

• Office setting with regular interaction with colleagues and customers.
• Requires effective communication and the ability to manage multiple tasks.

Physical Requirements:

• Standard office requirements: hearing, speaking, reading, typing.
• Occasional driving and moderate computer use.
• Ability to lift up to 25 pounds as needed.

Application Process: Interested candidates should submit their application "Apply to this position".

Our Commitment: Business Development Corporation of South Carolina is an Equal Opportunity Employer. We value diversity and are committed to creating an inclusive environment for all employees.