Commercial Banking Analyst

Equal Opportunity Employer

Summary Description

The individual will train within carious areas of the Commercial and Credit Administration departments to obtain the knowledge and skills to prepare for the transition into a lending or credit role for the Company. The actual time spent within each area will depend on the individual’s knowledge and skill level.

Essential Functions

• Learns line and staff functions, operations, management viewpoints, and company policies and practices
• Works with each area manager to set performance goals and objectives for time spent in the area
• Performs financial analysis on commercial loans
• Trains within the Commercial Loan Documentation Department to acquire knowledge regarding Deeds of Trust, Security Agreements, lien positions, etc.
• Works with Credit Administration to obtain knowledge regarding loan structuring, UCA cash flow, EBITDA, cash flow, personal cash flow and other analytical skills
• Accompanies loan officers on customer calls to obtain knowledge pertaining to workouts
• Trains within the Commercial Collection Department to obtain knowledge pertaining to workouts
• Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions

Position Requirements

• Bachelor’s Degree in Business or MBA, with classes in accounting and finance, minimum grade point average of 3.0
• Demonstrated knowledge of accounting principles required
• Ability to work in the Charleston, WV area and travel to other City locations
• Willingness to relocate within City’s footprint preferred
• Work is generally performed indoors in environmentally controlled conditions
• Typically, the employee may sit to perform the work. However, there may be some standing, walking, bending and carrying of light items in the course of the work

Critical Skills / Expertise

• Ability to work independently and manage multiple projects simultaneously
• Excellent written and verbal communication skills
• Proficiency in Excel, Word and PowerPoint
• Ability to interact effectively with a wide range of staff throughout the company
• Possess skills required to move in a sales position