Assistant Vice President Credit Risk Manager

Our purpose – Opening up a world of opportunity – explains why we exist. Here at HSBC we use our unique expertise, capabilities, breadth and perspectives to open up new kinds of opportunity for our more than 40 million customers. We’re bringing together the people, ideas and capital that nurture progress and growth, helping to create a better world – for our customers, our people, our investors, our communities and the planet we all share.
Chief Risk Officer and Risk Generalists are responsible for protecting the organization through appropriate risk management, ensuring that risks are captured, understood, clearly communicated and potential sources of loss are minimized in a cost-effective manner. Role holders are unlikely to be specialists in a particular component of Risk Management. This position may act as a first level manager or as the most senior level individual contributor/ subject matter expert and may also work with other support teams such as Vendor Management and/or Technology Services.
As our Assistant Vice President Credit Policy & Risk  you will:

• Participate in the development and implementation of strategic and operating plans to enhance business growth
• Design and write mainframe and PC technical programs for statistical analysis of portfolio and/or Credit Risk performance and monitoring
  
• May review, reengineer and implement risk technology platforms to improve capacity, efficiency and functionality
• Evaluate, implement and monitor internal and external credit scoring models and/or financial forecasting models using both traditional and other advanced predictive technologies. May use segmentation and optimization tools in strategy development
• Implement appropriate controls to ensure that operational and Credit Risk is managed effectively
• Directly influence the operational effectiveness of the functional/functional unit
• Co-ordinate and manage projects; typically working on large, moderately complex projects/assignments
• Be accountable for delivery against prescribed targets, budgets and resourcing and responsible for volume, quality, and timeliness of end results
• Adhere to and actively support established policies and procedures in own team
• Support change initiatives and embed change initiatives within own team

For this role, HSBC targets a pay range between $96,900 and $145,300.

The final fixed pay offer will depend on the candidate and a number of variables, including but not limited to, role responsibilities, skill set, depth of experience and education, licensing/certification requirements, internal relativity, and specific work location.

At HSBC, our overall goal is to provide a competitive Total Reward Package, with an appropriate mix of fixed pay, and variable pay, as part of an employee’s overall total compensation and benefits. Variable pay generally takes the form of discretionary, annual awards (sometimes referred to as a “bonus”). Additionally, HSBC offers a wide range of competitive and flexible benefits designed to help you improve your health and well-being, finances, and lifestyle.

You´ll likely have the following qualifications to succeed in this role:

• Five years proven statistical analysis and/or MIS experience, or equivalent. Management experience as well as knowledge and understanding of financial services preferred.
• Bachelor’s degree in mathematics, statistics, finance, economics, related field or equivalent experience; Master’s Degree preferred.
• Well-developed organizational, analytical, problem-solving, project management and verbal and written communication skills.
• Proficiency with personal computers as well as pertinent mainframe systems and software packages. Strong programming skills to include knowledge of statistical programs (i.e. SAS, SAP) and/or advanced database programs such as Tableau.

#wayup

In compliance with applicable laws, HSBC is committed to employing only those who are authorized to work in the U.S. Applicants must be legally authorized to work in the U.S. as HSBC will not engage in immigration sponsorship for this position.

As an HSBC employee, you will have access to tailored professional development opportunities to ensure you have the right skills for today and tomorrow. We offer a competitive pay and benefits package including a robust Wellness Hub, all in a welcoming, diverse and inclusive work environment. You will be empowered to drive HSBC’s engagement with the communities we serve through an industry-leading volunteerism policy, a generous matching gift program, and a comprehensive program of immersive Sustainability and Climate Change Initiatives. You’ll want to join our Employee Resource Groups as they play a central part in life at HSBC, including the development of our employees and networking inside and outside of HSBC. We value difference. We succeed together. We take responsibility. We get it done. And we want you to help us build the bank of the future!

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.