Sr. Ag Lender

Summary:

The Sr. Ag Lender is responsible for proactively soliciting and servicing prospective customers and producing Ag loans that fit with the Regent Bank Loan portfolio. This position will generate and manage a portfolio of business and relationships, while seeking new account through marketing and referrals.

Essential Duties and Responsibilities:

• Develops and services larger and more complex customer relationships, including promoting referrals to all areas of the Regent Bank
• Promotes the development and service of the Ag loan portfolios and is expected to meet and exceed loan and deposit goals
• Monitors loan portfolio to maintain a high-quality asses base and maintains up-to-date client files
• Works closely with credit administration in risk rating analysis, risk rating measurements, and annual review process
• Maintain compliance with loan policy, procedures and documentation including package preparation, while properly structuring, underwriting and pricing
• Monitor collateral and credit exceptions and past dues
• Other duties as assigned

Education And/Or Experience:

• Bachelors degree required in business administration or related field or similar experience
• Minimum of ten (10) years experience in credit analysis or Ag lending
• Experience managing complex customer relationships

Knowledge/Skills/Abilities:

• Functional knowledge of Microsoft Office applications (Excel, Word, Powerpoint)
• Expertise in Ag underwriting practices along with knowledge of regulatory governance of commercial lending
• Strong verbal and written communication skills
• Strong analytical skills required
• Detail oriented and ability to work under pressure of deadlines
• All candidates will be required to complete a pre-employment background, credit, and drug screening

Physical Requirements:

• Must be able to exert up to 10 pounds of force occasionally and/or negligible amount of force frequently.
• Must be able to occasionally lift and/or move up to 25lbs.
• Specific vision abilities required by this job include close vision and the ability to adjust focus.
• Sitting for long periods of time.

Working Conditions:

The working conditions are generally comfortable with minimal exposure to noise, heat, dust and other related items. All employees are required to maintain a neat and safe work area.

Regent Bank provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.