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Form of workJob Purpose and Scope:
Bank OZK’s Indirect Lending division is seeking a highly professional and motivated individual who is interested in the open position for an Indirect Marine/RV Underwriter. This position involves the credit underwriting of boat and recreational vehicle loan requests submitted by an approved network of dealers and correspondent lenders.
The successful candidate should be highly detail oriented with an ability to thrive in a fast-paced work environment. A high level of customer contact is part of the normal course of business; particularly with respect to loan decisions that have been rendered.
Essential Job Functions:
- Reviews consumer loan applications and supporting documentation to determine credit worthiness of applicant(s).
- Ensures accuracy of all information entered into the system and clearly documents rational of credit decisions.
- Contacts the customer/dealer to communicate loan decision and/or gather additional information, as needed.
Knowledge, Skills & Abilities:
- A strong understanding of consumer credit.
- Ability to understand and analyze the personal and business tax returns and/or financial statements of an applicant.
- Strong interpersonal skills
- Strong verbal and written communication skills.
- Ability to work well within a team environment.
- Exceptional customer service skills are imperative.
- Ability to effectively prioritize and adapt in a fast-paced environment
- Must be highly detail oriented
- Must be able to work some nights and weekends
- Ability to read and interpret consumer credit reports
- Proven analytical skills
Equipment Used in Job Performance/Working Environment:
- Computer
- Photocopy Machine
- Facsimile Machine
- Telephone
Note: This description is not an exhaustive list of all job functions, duties, skills and job standards required. Other job functions, duties, skills, and standards may be added. Management reserves the right to add or change the job requirements at any time.
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